CreditcardsThe safest and easiest form of money are traveler's checks and credit cards. The cards most used are American Express, MasterCard and Visa. Many banks in Switzerland have equipped their ATM machines with the CIRRUS or MAESTRO system. Many other Swiss banks offer ATM machines for cash advances with your credit card. It is recommended to have a small amount of cash on hand upon arrival in Switzerland for immediate expenses, i.e. taxies, city transportation etc.